Our Story

My name is Joe Del Monte.  I've been in the wealth management, investment and financial services space for about two decades.  I've day-traded, invested in real estate, invested in and represented domestic oil and gas producing companies, consulted for large financial advisory firms, managed money in the markets, sold insurance and provided financial planning to people around the country and my community.

Big deal!  Here's why all that matters...

I became frustrated with what I've seen, yet gained clarity on what matters most...

My why is my family, both immediate and extended.  I've seen so many people working so hard and saving for this big future idea of retirement.  Then... something happens.  Perhaps it's an illness, or a recession, or a layoff.  The plans of retirement, or the idea of a decent lifestyle in retirement goes out the window.  

I have news for you.  Financial freedom doesn't require you to be rich!  Anyone, and I mean anyone can have it.  Retirement (whatever that word means to you) can happen, if you plan for it to happen. How?

Income. Income more than expenses.  Income that's guaranteed. Income you can't outlive.  Income that's not reduced by stock market losses.  Income that can keep up with inflation.  

Throughout my time in wealth management, I came to realize this pattern... The clients who have guaranteed streams of income are happier, tend to live better and longer (reduced stress) and have stable lifestyles.  It's simple... They took the risk off of their paycheck.  Why try to create a stable lifestyle off of an unstable (stock market) asset?  I'm not knocking the stock market, and there is a place for it.  See our FAQ section for more on that.  However, it's guaranteed, reliable, and consistent income that creates lifestyle stability. 

So... I dropped my securities license. I've got a great team of seasoned annuity and insurance experts behind me.  I no longer direct people to the stock market and am happy to recommend someone to you if you need someone to manage your stock portfolio.  

I started Retire Paid to do one thing and one thing only... Help my community of family, friends and other hard workers, whether rich or not, to retire... paid!